Digital Payments Specialist

Come Make an Impact on Millions of Brazilians!

At RecargaPay, we’re on a mission to deliver the best payment experience for Brazilian consumers and small businesses — by building a powerful digital ecosystem where the banked and unbanked connect, and where consumers and merchants have a one-stop shop for all their financial needs.

We serve over 12 million users and process more than USD 4 billion annually. We’ve been profitable since 2022 and operate our own credit business. We are an AI-first, 100% remote team, scaling in the rapidly changing Brazilian financial market.

Our goal? Deliver the best payment experience in Brazil for people and small businesses alike.

We value autonomy, ownership, and a bias for action. We’re looking for people who are curious, hands-on, and driven by impact — who want to solve real problems, work with strong teams, and rethink what’s possible.

If you’re ready to do your best work, at scale, with purpose — this is your place.

We are seeking a Specialist to lead the strategy and optimization of acquiring and sub-acquiring products, such as Bill payments, mobile top-ups, Tap to Pay and Payment Link. This professional will play a strategic role managing performance, efficiency and market opportunities, contributing to the company’s sustainable growth.

Responsibilities

• Management operation and strategy of Acquiring and Sub-Acquiring products, ensuring efficiency, performance, and growth.
• Build and maintain strategic relationships with partners within the financial ecosystem, including banks, regulators and technology providers.
• Collaborate with multidisciplinary teams, such as technology, compliance, marketing and business, to ensure that solutions align with the company's strategic objectives.
• Ensure that developed solutions comply with regulations and guidelines from the Central Bank of Brazil and other regulatory bodies, such as card network brands.
• Analyze data and performance indicators to identify opportunities and continuous improvements, optimizing customer experience.
• Create business and market analysis cases to support the financial viability and impact of proposed innovations.
• Stay on top of market trends and latest innovations related to Payments products

Requirements

• Minimum of 5 years of experience in financial product management
• Experience in fintechs, acquirers or sub-acquirers .
• Proven experience in card payment products.
• In-depth knowledge of the payments  market, including regulations, market trends, and consumer behavior.
• Experience building business cases to justify innovations in financial products, focusing on efficiency and differentiation in the market.
• Strong analytical, problem-solving and communication skills
• Ability to manage multiple priorities and work in a fast-paced and growing environment.
• Experience with large data bases and analytics
• Knowledge of P&L creation and financial analysis 
• Advanced Excel skills
• Moderate SQL skills
• Intermediate proficiency in English or Spanish

Benefits

• Competitive and market-aligned salary.
• Remote work — wherever you are, you’re part of the team!
• Home office allowance through a monthly deposit in the RecargaPay app.
• Health and dental plans with no co-pay.
• Life insurance.
• Flexible meal allowance (via Flash).
• TotalPass membership to take care of your health.

Diversity & Inclusion at RecargaPay

At RecargaPay, you’ll have the freedom to be who you are because we believe that diverse perspectives and experiences make us more creative and stronger. Here, everyone is welcome to express themselves authentically. We value the richness of each journey and the multiple ways of seeing the world, without distinctions of gender, race, sexual orientation, age, religion, or any other characteristic that makes us unique.

About the Use of Your Data

By sharing your resume with us, you authorize the use of your data for analysis during the selection process and possibly for other opportunities within the RecargaPay group. You can request the update or deletion of your information at any time, in accordance with LGPD (General Data Protection Law).