Sr. Associate, AML Investigations

About Nclusion

About the Role

What You’ll Do

• Investigate transaction monitoring alerts and other risk signals to identify potentially suspicious activity
• Conduct end-to-end case reviews, including analyzing customer behavior, transactional patterns, and relevant risk indicators
• Determine when activity warrants escalation and support the preparation of Suspicious Activity Reports (SARs) or equivalent regulatory filings
• Perform enhanced due diligence (EDD) in support of investigations, including gathering and assessing additional customer information
• Document investigative findings clearly, ensuring decisions are well-supported and aligned with internal policies and regulatory expectations
• Escalate high-risk or complex cases to Compliance leadership with clear rationale and supporting evidence
• Partner with Compliance, Product, and Operations teams to improve transaction monitoring rules, workflows, and investigative processes
• Track and report on investigation outcomes, identifying trends, typologies, and emerging risks
• Support ongoing refinement of AML controls to improve detection accuracy and operational efficiency

What You Bring to the Table

• 3+ years of experience in AML investigations, transaction monitoring, or financial crime compliance within financial services or fintech
• Hands-on experience reviewing alerts and conducting investigations in a production environment
• Familiarity with AML typologies (e.g., structuring, layering, fraud, sanctions evasion) and red flag indicators
• Experience with SAR drafting or contributing to regulatory reporting processes is strongly preferred
• Understanding of KYC/CDD/EDD concepts and how they inform investigative decision-making
• Experience in payments, money movement, or similar high-velocity transaction environments is a plus
• Strong analytical skills with the ability to synthesize large volumes of data into clear, defensible conclusions
• High attention to detail and ability to manage multiple investigations simultaneously
• Ability to work independently, exercise sound judgment, and escalate appropriately within defined guidelines
• Clear written and verbal communication skills; comfort operating within a compliance and regulatory framework

Benefits and Perks

• 📈 401k with a match!
• 🩺 Medical Insurance
• 🦷 Dental Insurance
• 👓 Vision Insurance
• 💸 Competitive compensation & equity – We believe in sharing success.
• ✈️ Flexible PTO – We focus on impact, not tracking vacation days. We encourage a minimum of 14 days.
• 🍽️ In-office lunch, team events & culture

Compensation