Assitant Vice President, Specialist, Early Warning, Risk Management Group

Job Purpose

The job holder is responsible for maintaining overall quality of the portfolio of the bank across Large & Mid cap and SME by ensuring early identification of any incipient  stress in the the portfolio .

Candidate is also required to have sound technical knowledge for actively participating in initiatives / enhancement in the EWS system. 

Key Responsibilities and Requirements: 

• Having good credit knowledge to identify signs of incipient stress in customer accounts and timely recommend for watch listing tagging.
• Having good knowledge of the latest circulars of RBI and its implications
• Having experience in handling various audits internally.
• Having sound understanding of industry , local market practises , customers and keep up to date knowledge of EW products
• Having good knowledge of excel for data analytics and analyze large, complex datasets to identify emerging credit risks, customer behaviour shifts, and portfolio vulnerabilities

Job Duties & responsibilities 

• Conduct financial analysis and identify potential RFA borrowers based on guidance as per RBI circular and proactively recommending them to the Red Flag Governance Group.
• Engage with Tech teams both at the Bank and at the vendor’s end to ensure timely tech related enhancements including production issues are timely implemented.
• Organizing, attending, actively participating and preparing minutes of the Watchlist calls for all segments
• Develop and enhance monitoring tools for early-warning systems, stress indicators, and predictive frameworks.
• Preparing impactful presentations and reports for senior management review and decision making

Location:

Mumbai

Job:

Risk Management

Schedule:

Regular

Employee Status:

Full time