Control Desk & Credit Analyst (Analista de Mesa de Control y Crédito) - Bogota (Hybrid)

<div class="content-intro"><h2><strong data-start="314" data-end="386">Ready to accelerate your career?</strong></h2> <div> <p data-start="563" data-end="823">Clara is the fastest-growing company in Latin America. We've built the leading solution for companies to make and manage all their payments. We already help over 20,000 large and growing businesses operate with agility and financial clarity through locally issued corporate cards, bill pay, financing, and a powerful B2B platform built for scale.</p> <p data-start="563" data-end="823">Clara is backed by some of the most successful investors in the world, including top regional VCs like monashees, Kaszek, and Canary, and leading global funds like Notable Capital, Coatue, DST Global Partners, ICONIQ Growth, General Catalyst, Citi Ventures, SV Angel, Citius, Endeavor Catalyst, and Goldman Sachs - in addition to dozens of angel investors and local family offices.&nbsp;<br><br>We’re building the financial infrastructure that powers high-performing organizations across the region. We invite you to join us if you want to be part of a fast-paced environment that will accelerate your career and support you to do some of the best work of your life alongside a passionate and committed team distributed across the Americas.</p> </div></div><h3 data-path-to-node="1"><strong data-path-to-node="1" data-index-in-node="0">What you'll do</strong></h3> <p data-path-to-node="2">We're looking for a <strong data-path-to-node="2" data-index-in-node="20">Control Desk &amp; Credit Analyst</strong> to join our Credit team and help us maintain the integrity of Clara’s credit decision-making processes. In this role, you'll ensure that every prospect meets our compliance standards, conduct in-depth financial analyses, and contribute to continuous process progress. You will act as a critical gatekeeper, balancing risk mitigation with the agility needed to support our B2B growth.</p> <p data-path-to-node="3">You will:</p> <ul data-path-to-node="4"> <li> <p data-path-to-node="4,0,0">Verify that all prospects comply with legal, cash flow, credit score, and risk assessment requirements.</p> </li> <li> <p data-path-to-node="4,1,0">Manage onboarding processes, including KYC, KYB, AML checks, credit score validation, and credit origination.</p> </li> <li> <p data-path-to-node="4,2,0">Analyze customer financial conditions and assess creditworthiness for B2B clients.</p> </li> <li> <p data-path-to-node="4,3,0">Propose credit limits based on risk analysis and financial health.</p> </li> <li> <p data-path-to-node="4,4,0">Review and challenge first-line credit risk models to ensure accuracy.</p> </li> <li> <p data-path-to-node="4,5,0">Identify, propose, and implement process improvements using tools like <strong data-path-to-node="4,5,0" data-index-in-node="71">N8N</strong> or <strong data-path-to-node="4,5,0" data-index-in-node="78">Hubspot</strong> to streamline workflows.</p> </li> <li> <p data-path-to-node="4,6,0">Support credit bureau audits and operational improvement initiatives.</p> </li> <li> <p data-path-to-node="4,7,0">Collaborate closely with the Sales team to address customer credit needs while maintaining risk standards.</p> </li> </ul> <h3 data-path-to-node="6"><strong data-path-to-node="6" data-index-in-node="0">Who you are</strong></h3> <p data-path-to-node="7"><em data-path-to-node="7" data-index-in-node="0">“We’re looking for someone who meets the minimum requirements to be considered for the role. The preferred qualifications are a bonus, not a requirement.”</em></p> <h4 data-path-to-node="8"><strong data-path-to-node="8" data-index-in-node="0">Must haves</strong></h4> <ul data-path-to-node="9"> <li> <p data-path-to-node="9,0,0">At least 2 years of experience in credit, collection activities, or financial analysis within a B2B environment.</p> </li> <li> <p data-path-to-node="9,1,0">Working proficiency in English and Spanish (English will be evaluated).</p> </li> <li> <p data-path-to-node="9,2,0">High analytical and problem-solving skills with a proven role-specific execution mindset.</p> </li> <li> <p data-path-to-node="9,3,0">Demonstrated ability to perform both detailed quantitative and qualitative analyses.</p> </li> <li> <p data-path-to-node="9,4,0">Comfortable working under pressure and handling repetitive tasks in a fast-paced, changing environment.</p> </li> <li> <p data-path-to-node="9,5,0">Proficiency in <strong data-path-to-node="9,5,0" data-index-in-node="15">Google Drive</strong> (specifically <strong data-path-to-node="9,5,0" data-index-in-node="42">Google Sheets</strong> filters, pivot tables, and formulas).</p> </li> <li> <p data-path-to-node="9,6,0">Experience or interest in AI tools to automate workflows.</p> </li> </ul> <h4 data-path-to-node="10"><strong data-path-to-node="10" data-index-in-node="0">Nice to haves</strong></h4> <ul data-path-to-node="11"> <li> <p data-path-to-node="11,0,0">Experience using <strong data-path-to-node="11,0,0" data-index-in-node="17">Hubspot</strong>, <strong data-path-to-node="11,0,0" data-index-in-node="26">Metabase</strong>, or Zendesk.</p> </li> <li> <p data-path-to-node="11,1,0">Independent analytical skills using SQL or Python.</p> </li> <li> <p data-path-to-node="11,2,0">Ability to create clear flowcharts and presentations to communicate risk findings.</p> </li> <li> <p data-path-to-node="11,3,0">Basic Portuguese or a desire to learn it.</p> </li> <li> <p data-path-to-node="11,4,0">A good sense of humor.</p> </li> </ul><div class="content-conclusion"><h2 data-start="172" data-end="190"><strong data-start="172" data-end="190">Why join Clara</strong></h2> <p data-start="192" data-end="352">At Clara, you’ll have the autonomy, speed, and support to make meaningful impact — not just on your team, but on how organizations are run across Latin America.</p> <h4 data-start="354" data-end="368"><strong data-start="354" data-end="368">Who we are</strong></h4> <ul data-start="370" data-end="902"> <li data-start="370" data-end="446"> <p data-start="372" data-end="446">We’re the leading <strong data-start="390" data-end="426">B2B fintech for spend management</strong> in Latin America.</p> </li> <li data-start="447" data-end="568"> <p data-start="449" data-end="568">Certified as one of the world's fastest-growing companies, a <strong data-start="510" data-end="533">Great Place to Work</strong>, and a <strong data-start="541" data-end="565">LinkedIn Top Startup</strong>.</p> </li> <li data-start="569" data-end="643"> <p data-start="571" data-end="643">Passionate about making Latin America more prosperous and competitive.</p> </li> <li data-start="644" data-end="749"> <p data-start="646" data-end="749">Constantly innovating to build financial infrastructure that enables each of our customers to thrive.</p> </li> <li data-start="750" data-end="837"> <p data-start="752" data-end="837">Product-led, high-talent-density culture — designed for builders who raise the bar.</p> </li> <li data-start="838" data-end="902"> <p data-start="840" data-end="902">Proud of our open, inclusive, and values-driven environment.</p> </li> </ul> <h4 data-start="904" data-end="926"><strong data-start="904" data-end="926">What we believe in</strong></h4> <ul data-start="928" data-end="1366"> <li data-start="928" data-end="995"> <p data-start="930" data-end="995"><strong data-start="930" data-end="943">#Clarity.</strong> We say things clearly, directly, and proactively.</p> </li> <li data-start="996" data-end="1065"> <p data-start="998" data-end="1065"><strong data-start="998" data-end="1014">#Simplicity.</strong> We reduce noise to focus on what really matters.</p> </li> <li data-start="1066" data-end="1135"> <p data-start="1068" data-end="1135"><strong data-start="1068" data-end="1083">#Ownership.</strong> We take responsibility and never wait to be told.</p> </li> <li data-start="1136" data-end="1201"> <p data-start="1138" data-end="1201"><strong data-start="1138" data-end="1149">#Pride.</strong> We build products and experiences we’re proud of.</p> </li> <li data-start="1202" data-end="1287"> <p data-start="1204" data-end="1287"><strong data-start="1204" data-end="1234">#Always Be Changing (ABC).</strong> We grow through feedback, risk-taking, and action.</p> </li> <li data-start="1288" data-end="1366"> <p data-start="1290" data-end="1366"><strong data-start="1290" data-end="1307">#Inclusivity.</strong> Every voice counts. Everyone contributes to our mission.</p> </li> </ul> <h4 data-start="1368" data-end="1385"><strong data-start="1368" data-end="1385">What we offer</strong></h4> <ul data-start="1387" data-end="1837"> <li data-start="1387" data-end="1451"> <p data-start="1389" data-end="1451">Competitive salary and stock options (<strong data-start="1427" data-end="1435">ESOP</strong>) from day one</p> </li> <li data-start="1452" data-end="1559"> <p data-start="1454" data-end="1559">Multicultural team with daily exposure to <strong data-start="1496" data-end="1532">Portuguese, Spanish, and English</strong> (our corporate language)</p> </li> <li data-start="1560" data-end="1629"> <p data-start="1562" data-end="1629">Annual learning budget and internal accelerated development paths</p> </li> <li data-start="1630" data-end="1716"> <p data-start="1632" data-end="1716">High-ownership environment: we move fast, learn fast, and raise the bar — together</p> </li> <li data-start="1717" data-end="1770"> <p data-start="1719" data-end="1770">Smart, ambitious teammates — low ego, high impact</p> </li> <li data-start="1771" data-end="1837"> <p data-start="1773" data-end="1837">Flexible vacation and <strong data-start="1795" data-end="1816">hybrid work model</strong> focused on results</p> </li> </ul> <p data-start="1839" data-end="1951">If you’re ready for growth, ownership, and impact — apply now and help us redefine B2B finance in Latin America.</p> <p data-start="1839" data-end="1951">&nbsp;</p> <hr> <h4 data-start="134" data-end="159">Clara’s Hybrid Policy</h4> <p data-start="161" data-end="511">Claridians in a hybrid mode split their time between working from the office, talking to or visiting customers, or working from home. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for each individual and team.</p> <p data-start="513" data-end="715">We don't enforce a minimum number of days for most roles, but you're expected to spend time at the office organically, and be at the office most days during your ramp-up or when required by your leader.</p></div>