Data Analyst - Claims & Cost Containment

About Arlo

The Opportunity

What you will do

• Review stop-loss and medical claims data to identify trends, anomalies, and high-cost drivers.
• Analyze Arlo’s claims performance to uncover actionable insights and inform pricing, underwriting, and care management strategies.
• Develop trigger-based rules using claims data to initiate targeted interventions such as member outreach, case management, and pharmacy review.
• Investigate potentially fraudulent or abusive claims patterns in coordination with clinical and legal partners.
• Evaluate the effectiveness of cost-containment programs, recommend optimizations, and benchmark performance against market standards.
• Collaborate with underwriting, product, and analytics teams to refine dashboards, models, and monitoring tools.

What we are looking for

• 3–6 years of experience analyzing medical or stop-loss claims, healthcare data, or cost containment programs.
• Adept in analytics tools (Excel, SQL, Python)
• Experienced in cost containment strategies in the employer market — you understand what works, what doesn’t, and why
• Comfortable working with large medical claims datasets and identifying meaningful patterns
• Strong quantitative and analytical skills; ability to translate data into actionable recommendations
• Familiarity with coding structures (ICD-10, CPT/HCPCS, DRG) and claims adjudication workflows
• Bachelor’s degree in a quantitative or healthcare-related field (e.g., Statistics, Health Economics, Finance, Public Health, or similar).

• Exposure to fraud, waste, and abuse detection or audit processes is a plus.

Why you’ll love it here

• Mission with Impact: Help small businesses offer health benefits that truly matter.
• High Impact: You’ll be working cross-functionally with operations and our data science team and your work will be key to building a health insurance company from scratch (where else can you do that??)
• Fast-Growing Startup: Join us at an inflection point — we’re scaling quickly and thoughtfully.
• Ownership & Autonomy: We value builders and give you room to create.
  • Compensation:$100,000-150,000 annually
  • Equity
  • the usual Tech startup benefits (100% covered health insurance, vision, dental & life insurance, remote work setup stipend, in-office meals, etc. etc.)

Process

• 30-minute introductory call with Jan-Felix (CEO & Co-Founder)
• 30-min call with Karthik (Co-Founder)
• Take-home case study
• Onsite/ Virtual Onsite
• Reference Calls

Compensation