Digital Banking Business Analyst

We are looking for a high-impact Digital Banking Business Analyst who can operate at the intersection of lending domain expertise, AI-led delivery, and modern engineering.

Key Responsibilities

• Partner with business and technology teams to define and deliver AI-led solutions across digital banking

• Translate lending workflows and use cases into AI/data-driven processes and system designs

• Drive clarity across UI, APIs, data flows, and integration patterns

• Collaborate closely with architects, developers (Python / Golang), and UI teams

• Shape solutions in ambiguous environments, focusing on outcomes over documentation

• Define and refine user journeys, screen flows, and interactions, ensuring usability

• Contribute to solution design discussions, bridging business intent with technical execution

• Work hands-on with delivery teams to progress features from concept to production

Lending / Banking Expertise

• Strong understanding of lending lifecycle:

  • Origination

  • Credit assessment

  • Collateral management

  • Portfolio management

• Ability to map business processes into system capabilities

• Experience working with Credit, RMT, and Originations stakeholders

AI & Data Awareness

• Comfortable working in AI-led delivery environments

• Solid understanding of:

  • How data is ingested, processed, and used

  • How AI outputs are generated

  • Limitations, risks, and edge cases of AI solutions

• Ability to identify suitable use cases for AI vs rules-based logic

• Experience with data pipelines, ingestion, and enrichment processes

Technical Business Analysis

• Strong understanding of:

  • APIs and integration patterns

  • Data flows and system interactions

  • Architectures such as REST, event-driven, and pub/sub

• Ability to interpret technical designs and contribute to solution shaping

• Confidence working closely with engineers in an agile delivery environment

Python / Golang Exposure

• Familiarity with backend services built in Python and/or Golang

• Able to define clear, meaningful requirements for backend services

• Comfortable discussing:

  • Processing logic

  • Data structures

  • Service behaviour

UI / UX Focus

• Experience working with UI/UX teams, ideally on AI-driven interfaces

• Ability to define:

  • User journeys

  • Screen flows

  • Interaction models

• Strong focus on usability and user outcomes, not just requirements documentation

Delivery Mindset

• A hands-on, embedded BA – not just documentation-focused

• Works closely with developers on a day-to-day basis

• Focuses on driving delivery and outcomes

• Comfortable operating in ambiguity and shaping the problem space

How We Work:  

Delta Capita is an equal opportunity employer. We positively encourage applications from suitably qualified and eligible candidates regardless of age, colour, disability, national origin, ancestry, race, religion, gender, sexual orientation, gender identity and/or expression, veteran status, genetic information, or any other status protected by applicable law.  
  
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. If you require any reasonable adjustments through your interview process, please use the designated space within the application questionnaire.  

This is a fixed-term or permanent position located in London with hybrid working. As the selection and interview process is ongoing, please submit your application in English as soon as possible, if your profile is selected, a member of our team will contact you within 4 weeks. For this role, a valid working permit for the UK is mandatory.  

Who We Are:  

Delta Capita Group (a member of the Prytek Group) is a global managed services, consulting, and solutions provider with a unique combination of experience in Financial Services and technology innovation capability. Our mission is to reinvent the financial services value chain providing technology based mutualized services for financial institutions for non-differentiating services.  

Our 3 offerings are:  

• Managed Services  

• Consulting & Solutions  

• Technology  

To know more about Delta Capita and our culture click here: .