Director of Business Lending

POSITION: Director of Business Lending

REPORTS TO: Vice President, Business Development

FLSA STATUS: Full time, Administrative Exempt

COMPENSATION: The position offers a competitive salary based on experience, and a benefits package that includes health insurance, life insurance, and an employer sponsored 403(b) plan.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Perform full underwriting of potential loans and leases. This includes financial, feasibility, competitive, and borrower analysis in the development of loan summaries. 
• Present loan summaries to the Business Development Committees.
• Execute all processes required to close a loan.
• Market Impact Seven lending programs.
• Assist Impact Seven Rice Lake Office when necessary. 
• Relationship building with prospective clients.
• Loan production.
• Collection activities.

NON – ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Attend appropriate meetings and training sessions
• Maintain education and professional expertise through attendance at job related seminars, conferences and workshops

SUPERVISOR RESPONSIBILITIES: None.

QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION and/or EXPERIENCE:

• Minimum of a Bachelor’s degree in related field, or three to five years of related experience.
• Preference of three to five years of progressive experience, preferably in a commercial banking environment.
• Strong understanding of lending, and financial statements.
• Strong background in using Microsoft Excel, Microsoft Word, and Microsoft PowerPoint.  Knowledge of databases, and servicing software is a plus.
• Adept problem-solving skills.
• Ability to communicate professionally internally, and externally with borrowers.
• Personable and team oriented.
• Must possess attention to minute detail.
• Ability to travel between our Milwaukee and Rice Lake, Wisconsin Offices, and to prospective clients.
• Willingness to work beyond 40 hours.
• Willingness to perform tasks outside of the job description.

LANGUAGE SKILLS: Excellent written, oral and interpersonal communication skills. Ability to express ideas clearly and concisely. Communicates optimistically, positively, and with honesty and openness. Maintains confidentiality of all Agency information.

MATHEMATICAL SKILLS: Ability to manage work schedule, complete work by deadlines, uses program resources wisely, and is able to keep records organized. Ability to calculate figures and amounts.

REASONING ABILITY: Ability to effectively prioritize and execute tasks in a high-pressure environment. Highly self-motivated, self-directed, and attentive to detail. Displays effective problem-solving skills, identifies and implements innovative practices and the ability to work with diverse groups of people.

OTHER SKILLS AND ABILITIES: Strong leadership skills. Strong interpersonal skills, including ability to interact effectively and professionally with staff, prospective and present residents, contractors, architects, bankers and other potential funders, community representatives and government agencies. Experience working in a team-oriented, collaborative environment. Strong negotiation skills. Proficient in Microsoft programs such as Outlook, Word, Excel, PowerPoint and Adobe Acrobat Professional.

CERTIFICATES, LICENSES, REGISTRATIONS: Valid driver’s license with current vehicle insurance.

PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

•  Ability to travel when required, including periodic overnight stays
• Ability to work flexible schedule
• Ability to cope with pressure and challenges

WORK ENVIRONMENT: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. 

• Ability to work with diverse groups of people
• Ability to work in a team atmosphere and willing to help others when needed
• Show respect towards co-workers and Impact Seven customers
• Be timely in communications and task completion
• Support concerns with recommendations for improvement