Engineering Team Lead

<div class="content-intro"><p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;"><strong>We’re Capital on Tap 👋<br></strong></span><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.&nbsp;</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started!&nbsp;</span></p></div><p><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">🏢This is a Hybrid role, working from our London (Moorgate) Offices 2 days per week.</span></p> <p>&nbsp;</p> <p><span style="font-size: 12pt;"><strong><span style="font-family: verdana, geneva, sans-serif;">What You’ll Be Doing&nbsp;</span></strong></span></p> <p>&nbsp;</p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">We're looking for an Engineering Team Lead to lead one of our product engineering teams at Capital on Tap a profitable, FCA-regulated fintech helping small businesses access credit and financial tools that actually work for them.</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">This is a people-first leadership role. You'll be responsible for the growth, wellbeing, and performance of a team of engineers, while staying technically credible enough to shape direction, remove blockers, and raise the bar on quality. You won't be the best coder in the room you'll be the person who makes the whole room better.</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">If you're a senior engineer ready to step fully into leadership, or an experienced engineering manager looking to own a team in a scaling fintech, this role is built for you.</span></p> <h2 class="text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold">&nbsp;</h2> <h2 class="text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold"><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">What You'll Own</span></h2> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Your team. Hiring, developing, and retaining engineers. Running 1:1s that actually matter. Spotting who's ready to grow and creating the space for them to do it.</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Delivery. Partnering with Product and QA to plan and ship reliably not by micromanaging, but by removing obstacles, managing risk, and keeping the team focused on what matters.</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Culture. Setting the tone for how the team communicates, gives feedback, and holds itself accountable. Building psychological safety without sacrificing standards.</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Technical credibility. You won't be heads-down in the codebase every day, but you'll understand the trade-offs your team is navigating architecture decisions, technical debt, build vs buy and contribute meaningfully to those conversations.</span></p> <h2 class="text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold">&nbsp;</h2> <h2 class="text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold"><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">What We're Looking For</span></h2> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Leadership first. You've managed engineers before and have a point of view on what good looks like. You know how to have hard conversations, give developmental feedback, and motivate people through uncertainty.</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Technical foundation in .NET. Our backend is C#/.NET Core and you'll need enough depth to earn trust with your engineers, review decisions, and spot risks. You don't need to be across every layer of the stack you need to be honest about what you know and curious about what you don't.</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Product mindset. You think about engineering in the context of business outcomes, not just technical correctness. You can push back on scope, advocate for quality, and translate between engineering and non-technical stakeholders.</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Comfort with ambiguity. Capital on Tap is growing. Priorities shift. We want someone who creates clarity for their team rather than waiting for it.</span></p> <h2 class="text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold">&nbsp;</h2> <h2 class="text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold"><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Nice to Have</span></h2> <ul class="[li_&amp;]:mb-0 [li_&amp;]:mt-1 [li_&amp;]:gap-1 [&amp;:not(:last-child)_ul]:pb-1 [&amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3"> <li class="whitespace-normal break-words pl-2" style="font-family: verdana, geneva, sans-serif; font-size: 12pt;"><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Experience with Azure cloud development</span></li> <li class="whitespace-normal break-words pl-2" style="font-family: verdana, geneva, sans-serif; font-size: 12pt;"><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Familiarity with React or front-end delivery</span></li> <li class="whitespace-normal break-words pl-2" style="font-family: verdana, geneva, sans-serif; font-size: 12pt;"><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Background in regulated financial services or fintech</span></li> </ul> <p>&nbsp;</p> <p><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;"><strong>Diversity &amp; Inclusion</strong>&nbsp;🌈</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.</span></p> <p><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;"><strong>Great Work Deserves Great Perks</strong></span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">🏥 Private Healthcare including dental and opticians services through Vitality</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">✈️ Worldwide travel insurance through Vitality</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">👛 Salary Sacrifice Pension Scheme up to 7% match</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">🏖️ 28 days holiday (plus bank holidays)</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">📖 Annual Learning and Wellbeing Budget</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">👪 Enhanced Parental Leave</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">🚲 Cycle to Work Scheme</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">🚂 Season Ticket Loan</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">💬 6 free therapy sessions per year</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">🐶 Dog Friendly Offices</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">🍫 Free drinks and snacks in our offices</span></p> <p><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">Check out more of our benefits, values and mission<a href="https://www.capitalontap.com/en/company/careers/"> here</a>.</span><br><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;"><strong>Interview Process 🤝</strong></span></p> <ul> <li><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">First stage: 30 minute intro call with Talent Partner</span></li> <li><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">Second stage: 45 minute "Tech Chat" &amp; Values Interview with an Engineering Manager &amp; People Partner</span></li> <li><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">Third stage: 60 minute Code Pairing with our Engineering Team</span></li> <li><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">Final stage: 60 minute Case Study with Product &amp; Engineering + 60 minute Good to Great Interview with our CTO (<strong>onsite</strong>)</span></li> </ul><div class="content-conclusion"><p><strong><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">Other Info<br></span></strong><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">👍Check out our&nbsp;<a href="https://www.capitalontap.com/en/blog/posts/acing-your-interviews-with-capital-on-tap/">‘Top Tips’ for interviewing.</a><br></span><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">✔️Keep updated on new job opportunities by following us on <a href="https://www.linkedin.com/company/capital-on-tap">Linkedin</a>.<br></span><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">📧Email <a href="mailto:careers@capitalontap.com">careers@capitalontap.com</a> if you have any questions.</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;"><strong>Excited to work here? Apply!<br></strong></span><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)</span></p></div>