Financial Crime Manager

Job Title: Financial Crime Manager 

Location: [Dublin / Hybrid / Remote] 
Department: Compliance & Financial Crime 
Reporting to: Head of Compliance & MLRO 
Employment Type: Full-Time / Permanent 

Company Overview: 

At ACE Money Transfer, we are transforming how people send money globally - reliably, securely and without borders. With services spanning 106 countries, over 2 million customers, and 379,000+ payout locations, we are a trusted global payments partner. As we continue to grow, we are committed to maintaining the highest standards of compliance, security, and customer trust. 

Role Overview: 

We are seeking a Financial Crime Manager to lead and manage our Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), and fraud risk management frameworks. This role will support the Head of Compliance & MLRO by overseeing day-to-day financial crime operations, including transaction monitoring, investigations, suspicious activity reporting, fraud prevention strategies, and regulatory engagement. 

This is a hands-on role for a detail-oriented professional who can balance strategic oversight with operational execution in a fast-paced fintech/payments environment. 

 
Key Responsibilities: 

AML/CTF Oversight 

• Assist the Head of Compliance & AML in managing and enhancing the firm’s AML/CTF framework and policies. 

• Maintain and enhance the AML/CTF compliance framework in line with Irish legislation (Criminal Justice Acts 2010–2021) and CBI guidance. 

• Assist in the preparation and submission of Suspicious Transaction Reports (STRs) to FIU Ireland, under the direction of the Head of Compliance & AML. 

• Monitor and review customer onboarding (CDD/KYC), EDD, and transaction monitoring processes. 

• Support internal AML audits, regulatory inspections, and routine reporting to the Central Bank of Ireland. 

• Stay informed on emerging AML/CTF trends, regulatory changes, and industry best practices. 

• Oversee daily fraud monitoring operations, including review and escalation of alerts. 

• Identify suspicious patterns, conduct investigations, and liaise with external stakeholders (e.g. law enforcement, partners, regulators). 

• Optimise fraud detection rules and tools, balancing risk mitigation with customer experience. 

• Maintain fraud case records, incident reports, and documentation in line with internal policies and regulatory expectations. 

• Assist in regulatory reporting and communication with the Central Bank of Ireland, as required. 

Deliver ongoing AML and fraud training to employees across departments. 

• Prepare internal reports and dashboards for senior management, including financial crime metrics and trend analysis. 

• Provide timely and accurate regulatory reporting as required. 

• Use data insights to identify proactive measures for improving controls and reducing risk exposure. 

Requirements: 

Essential: 

• Minimum 4-6 years of experience in AML, fraud risk management, or broader financial crime roles within regulated financial services, ideally in payments or fintech. 

• Strong working knowledge of Irish AML legislation and regulatory frameworks (Criminal Justice Acts, CBI AML guidelines). 

• Proven experience in transaction monitoring, investigations, STR reporting, and fraud case management. 

• Familiarity with financial crime typologies including APP fraud, money mules, identity fraud, cybercrime, etc. 

• Excellent investigative, analytical, and communication skills. 

• High standards of integrity, discretion, and sound judgment. 

Desirable: 

• Professional certification (e.g. ICA Diploma in AML, ACAMS, CFE). 

• Hands-on experience with AML/fraud monitoring tools and case management platforms. 

• Experience managing small teams or mentoring junior analysts. 

• Prior involvement in regulatory audits or enforcement actions. 

Why Join Us? 

• Be part of a mission-driven team focused on making cross-border payments secure and accessible. 

• Play a key role in shaping our global financial crime risk programme. 

• Collaborative culture with opportunities to grow in compliance, risk, and beyond. 

• Flexible work arrangements and a fast-paced, supportive environment. 

Website: https://acemoneytransfer.com