Head of Advice Proposition

Key Responsibilities

• Lead the design, governance and delivery of the Equity Release and Personal Advice propositions, ensuring alignment with regulatory requirements, customer outcomes and Group strategy
• Develop and maintain robust advice guidance, policies, and centralised advice frameworks (including CIP, CRP and alignment with COBS 9C)
• Chair relevant governance forums (e.g. Product Proposition Committee) and contribute to key committees such as the Wealth Wizards Investment Committee
• Work closely with internal stakeholders to design, implement and evolve propositions and policies, ensuring operational feasibility and regulatory compliance
• Provide strategic input into the development of advice proposition, including: 
  • Product strategy (restricted vs broader proposition)
  • Scaling adviser capability within the appropriate culture and operating model
  • Utilisation of third-party tooling to support scalable delivery
  • Integration within the wider continuum of guidance, targeted support and advice
• Design and oversee service models that deliver good customer outcomes, with clear accountability and effective oversight
• Assess new concepts and initiatives for regulatory and operational viability
• Produce key regulatory deliverables, including the annual Customer Duty Board Report
• Bring external market insight into the business and proposition, maintaining visibility and credibility within the market

Skills, Knowledge and Expertise

• Proven experience in proposition development and working closing with product management and design
• Technically proficient in FCA rules and regulations 
• Excellent communication and negotiation skills
• Able to balance commerciality with customer outcomes and regulatory compliance   
• 5 years plus working in a regulated environment at senior level 

• Chartered Financial Planner status
• Experienced in Later Life Lending Advice or have had exposure to it

Benefits

• Flexible working
• We prioritise a sustainable work/life balance
• We have a collaborative learning culture that promotes psychological safety
• 25 days annual leave plus every bank holiday
• Company pension (up to 10% employer contribution)
• Company performance based Bonus scheme
• Paid day off to celebrate your birthday
• Additional holiday purchase (up to 5 days per year)
• Additional holidays for length of service (up to 3 days)
• Private medical insurance
• Dental and health cash plans
• Enhanced parental leave and pay
• Discounts on gym membership and health screening
• Employee assistance programme
• Life assurance of 4x basic salary
• £500 pension advice per year
• 6 paid days per year for self development
• £500 individual training budget per year
• Professional memberships funded
• Salary sacrifice car scheme
• Cycle, Home & Tech scheme