Manager Suitability Review

<p>Horace Mann is seeking an experienced and knowledgeable <strong>Manager, Suitability Review</strong> to lead our suitability review function and help ensure the firm maintains the highest standards of regulatory compliance, supervisory oversight, and customer protection.</p> <p>This leadership role is responsible for managing the suitability review process for financial service products, overseeing a team of analysts, supporting registered representatives, and ensuring compliance with FINRA regulations and broker-dealer requirements. The ideal candidate combines deep securities industry knowledge with strong leadership, analytical, and communication skills.</p> <p><strong>Key Responsibilities</strong></p> <p><strong>Suitability Review &amp; Regulatory Oversight</strong></p> <ul> <li>Review financial service product applications and enrollment forms for suitability in accordance with broker-dealer procedures and FINRA regulations.</li> <li>Complete required follow-up with registered personnel, document broker-dealer files, and approve or reject applications as a Registered Principal on behalf of the firm.</li> <li>Review financial product replacements, asset allocation recommendations, and suitability determinations to ensure compliance with applicable regulations and firm policies.</li> <li>Act as a subject matter expert on suitability matters for field agents, registered representatives, and home office personnel.</li> </ul> <p><strong>Leadership &amp; Team Management</strong></p> <ul> <li>Lead, coach, and develop a team of Suitability Analysts.</li> <li>Establish performance expectations and ensure timely, accurate review of suitability submissions.</li> <li>Foster a culture of compliance, accountability, and continuous improvement.</li> <li>Support employee development through coaching, training, and performance management.</li> </ul> <p><strong>Surveillance, Reporting &amp; Process Improvement</strong></p> <ul> <li>Design and maintain surveillance reports to support supervision of account transactions and registered personnel activities.</li> <li>Develop and utilize exception reporting tools to identify potential compliance concerns and trends.</li> <li>Review, develop, and enhance suitability standards, policies, procedures, and controls.</li> <li>Recommend process improvements that strengthen compliance oversight and operational efficiency.</li> </ul> <p><strong>Training &amp; Business Support</strong></p> <ul> <li>Develop and deliver suitability-related training programs for registered representatives and internal business partners.</li> <li>Assist in the development and testing of forms and tools designed to improve field productivity and data collection.</li> <li>Provide guidance to registered representatives regarding product suitability, replacement transactions, and asset allocation considerations.</li> <li>Partner with Compliance, Operations, Product, and Distribution teams on regulatory initiatives and business projects.<strong>&nbsp;</strong></li> </ul> <p><strong>Regulatory Forms &amp; Governance</strong></p> <ul> <li>Oversee the maintenance and development of regulatory forms and documentation.</li> <li>Ensure broker-dealer records are maintained in accordance with regulatory requirements.</li> <li>Support audits, examinations, and regulatory inquiries as needed.</li> </ul> <p><strong>Qualifications &amp; Experience</strong></p> <p><strong>Required</strong></p> <ul> <li>Bachelor's degree from an accredited four-year college or university.</li> <li>5+ years of suitability review experience.</li> <li>5+ years of securities industry experience, including direct interaction with registered representatives.</li> <li>Strong understanding of FINRA regulations, suitability standards, supervisory requirements, and broker-dealer operations.</li> <li>Demonstrated leadership and team management experience.</li> </ul> <p><strong>Licensing Requirements</strong></p> <ul> <li>FINRA Series 6 (or Series 7) required.</li> <li>FINRA Series 26 (or Series 24) required.</li> <li>FINRA Series 51 and 53 are required within three months of hire.</li> </ul> <p><strong>Preferred</strong></p> <ul> <li>Experience managing suitability review teams.</li> <li>Experience developing surveillance reporting and exception monitoring programs.</li> <li>Experience designing and delivering compliance training programs.</li> </ul> <p><strong>Skills &amp; Competencies</strong></p> <ul> <li>Strong leadership and coaching abilities</li> <li>Excellent analytical and critical-thinking skills</li> <li>Exceptional written and verbal communication skills</li> <li>Strong decision-making and risk assessment capabilities</li> <li>Ability to interpret and apply complex regulatory requirements</li> <li>Proven ability to influence and collaborate across business functions</li> <li>Proficiency with Microsoft Office applications</li> </ul> <p><strong>Additional Information</strong></p> <ul> <li>Normal office environment.</li> <li>Periodic travel may be required.</li> </ul> <p><span data-contrast="auto"><span data-ccp-charstyle="normaltextrun">Ability to work effectively in a fast-paced, highly regulated environment</span></span></p> <p><strong>Pay Range</strong>:</p> <ul> <li>$76,600.00 - $106,450.00/annually&nbsp;</li> </ul> <p>Salary is commensurate to experience, location, etc.</p><div class="content-conclusion"><p>Horace Mann was founded in 1945 by two Springfield, Illinois, teachers who saw a need for quality, affordable auto insurance for teachers. Since then, we’ve broadened our mission to helping all educators protect what they have today and prepare for a successful tomorrow.&nbsp; And with our broadened mission has come corporate growth:&nbsp; We serve more than 4,100 school districts nationwide, we’re publicly traded on the New York Stock Exchange (symbol: HMN) and we have more than $12 billion in assets.</p> <p>We’re motivated by the fact that educators take care of our children’s future, and we believe they deserve someone to look after theirs.&nbsp; We help educators identify their financial goals and develop plans to achieve them.&nbsp; This includes insurance to protect what they have today and financial products to help them prepare for their future. Our tailored offerings include special rates and benefits for educators.</p> <p>EOE/Minorities/Females/Veterans/Disabled. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status</p> <p>For applicants that are California residents, please review our <a href="https://www.horacemann.com/privacy/ccpa" target="_blank">California Consumer Privacy Notice</a></p> <p>All applicants should review our <a href="http://www.horacemann.com/privacy.aspx" target="_blank">Horace Mann Privacy Policy</a></p></div>