Sr Mortgage Banker/ Loan Originator

Overview

Join Our Team at Harborstone Credit Union—Voted one of Washington’s Best Workplaces!

Are you ready to make a difference in the lives of others while building your own career? At Harborstone Credit Union (HCU), we’re more than just a financial institution—we’re a community dedicated to building dreams and changing lives for generations to come!

Position: Sr Mortgage Banker/ Mortgage OriginatorLocation: Western Washington State

 

Compensation:Minimum wage + Commission

What You’ll Do:Originate external and internal mortgage loans•Provide high level of member service

Responsibilities:Qualifying of loan applicants•Prospect for new loans externally•Provide excellent member mortgage service to internal/ external members

What We’re Looking For:5 years plus mortgage origination•High level of mortgage loan knowledge•External referral source book of business

Why Join Our Team?At HCU, we believe that happy teammates create happy members. Enjoy competitive wages, unique benefits, and a workplace culture that supports your growth and happiness. If you’re looking for the “Best Place to Work, Ever!” and want to be part of a team that truly values its members and each other, apply today!

Responsibilities

Origination: Seeks out new mortgage loan applicationsDescription: Applicant has an existing book of referral sources in addition to originating internal member mortgage requests.Success Metric: $1MM a month in loan production

Detailed: Submits completed and accurate loan files into Loan Operations with minimal exceptions or revisions.Description: Analytical and process-oriented lender with strong attention to detail and effective communication skills.Success Metric: Consistently maintains a low level of file revisions, corrections, or missing documentation requests from Loan Operations.

Communicative: Maintains proactive and consistent communication with all parties involved in the mortgage loan process. Description: Excels at communication skills with members, referral sources, loan operationsSuccess Metric: Positive reviews, employee feedback and demonstrates impact of communication through increased referral volume.

Other Responsibilities•Additional team support at events etc.

Qualifications

Education:College degree or practical experience preferred or sufficient knowledge skills and abilities

Experience:5 of experience in mortgage originations essential

Technical Skills:Proficiency in Encompass LOS , CRM’s, preferred

Soft Skills:Strong selling skills essential

Certifications/Additional Qualifications (if applicable):Current NMLS registration

Physical Considerations•Ability to communicate effectively in verbal, written, and electronic formats with internal and external stakeholders.•Ability to read, comprehend, and respond to written and verbal instructions and information.•May be required to sit or stand for extended periods, depending on job duties.•May involve repetitive motions, including keyboarding and handling office equipment.•May require stooping, bending, squatting, or reaching occasionally.•May be required to lift and carry items weighing up to 50 pounds.•Ability to navigate office environments, including walking between workstations, meeting rooms, and member service areas.