Portfolio Risk Manager

<p>We are looking for a <strong>Portfolio Risk Manager</strong>.</p> <p>&nbsp;</p> <p>We’re launching a new business line in Mexico and looking for a strong leader to own credit risk end-to-end. You’ll set the risk vision, design frameworks, build and lead the team, and ensure sustainable portfolio growth while keeping losses under control.</p> <p>&nbsp;</p> <p><strong>Day-to-day responsibilities:</strong></p> <ul> <li>Build from scratch: design credit origination policy, limit setting, pricing guardrails, early-warning triggers, and collections feedback loops</li> <li>Own risk metrics: manage risk appetite and ensure portfolio performance stays within it; maintain live dashboards and explain drivers of metric changes</li> <li>Portfolio analytics: perform segmentation, stress-testing, cohort analysis, and vintage tracking</li> <li>Team leadership: recruit, mentor, and develop analysts; foster a data-driven and experimentation-focused culture</li> <li>Cross-functional collaboration: embed risk controls in product specifications, customer journeys, and work closely with finance and 2nd line of defence teams</li> </ul> <p><strong>The ideal candidate:</strong></p> <ul> <li class="font-claude-response-body whitespace-normal break-words pl-2">3+ years in product management or credit risk management focused on retail or consumer lending portfolios (banking or fintech)</li> <li>Strong understanding of scorecard design, ML techniques, and alternative data for credit decisioning</li> <li>Proficient in SQL and Python/R with hands-on experience working with data</li> <li>Proven leadership experience — managed teams, set OKRs, and developed analysts</li> <li>Bachelor’s degree in Finance, Economics, Engineering, or Mathematics; MBA or CFA is a plus</li> <li>Strong technical or quantitative background with a strategic mindset</li> <li>B1 or higher English level for effective communication with an international team</li> </ul> <p><strong>Our ways of working:</strong></p> <ul> <li><strong>Innovative Spirit: </strong>a commitment to creativity and groundbreaking solutions</li> <li><strong>Honest Feedback: </strong>valuing open, transparent communication</li> <li><strong>Supportive Team: </strong>a strong, collaborative community</li> <li><strong>Celebrating Achievements:</strong> recognizing our wins together</li> <li><strong>High-Tech Environment: </strong>a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances</li> </ul> <p><strong>Our benefits:</strong></p> <ul> <li><strong>Relocation support</strong> to Mexico with assistance for the employee and their family</li> <li><strong>Flexible work: </strong>hybrid or full-time from our office in Mexico</li> <li><strong>Healthcare Coverage</strong></li> <li><strong>Education Budget: </strong>Language lessons, professional training and certifications</li> <li><strong>Wellness Budget:</strong> Mental health and fitness activity reimbursements</li> <li><strong>Vacation policy: </strong>20 days of annual leave and paid sick leave</li> </ul>