Post-Closing Specialist

<div class="content-intro"><p>Lendz Financial offers a full-service direct wholesale residential mortgage lending platform, focused on helping mortgage brokers grow their loan origination volume with simplified processes and intuitive, tech-based solutions. We emphasize a modern, customer-centric approach, offering competitive rates, a diverse range of products, and rapid turnaround times. Committed to delivering a world-class experience for our broker partners, we streamline the lending process to ensure a smooth journey from application to closing.</p> <p>Our core values, Thrive Together, Act Like an Owner, and Exceed Expectations, cultivate a collaborative, high-performance culture that drives our pursuit to become the undeniable leader in mortgage lending. Lendz is proud to be&nbsp;<a href="https://www.greatplacetowork.com/certified-company/7037364">Great Place to Work</a> certified and recognized as a <a href="https://www.scotsmanguide.com/features/top-workplaces-2026/">Scotsman Guide Top Workplace</a></p></div><p><strong>About the Role</strong></p> <p>Lendz Financial is seeking an experienced and detail-oriented Post-Closing Specialist to join our growing Operations team. This role is designed for a mortgage professional with a strong understanding of loan documentation, post-closing processes, and investor delivery requirements who can ensure loans are accurately completed, purchased, and delivered with the highest level of quality and efficiency.</p> <p>Rather than serving solely as an administrative reviewer, this individual will play a critical role in protecting loan salability, maintaining file integrity, and supporting operational excellence throughout the post-closing lifecycle. The ideal candidate brings a thorough understanding of residential mortgage documentation—particularly within Non-QM lending—and can proactively identify and resolve issues that may impact investor purchase, compliance, or collateral completeness.</p> <p>This is a fully in-office position based in Fort Lauderdale, Florida, within a collaborative, high-accountability environment that values ownership, continuous improvement, and professional growth.</p> <p><strong>What You'll Do</strong></p> <ul> <li>Conduct detailed post-closing reviews of residential mortgage loan files to ensure accuracy, completeness, and salability</li> <li>Review executed loan documents for compliance with company, investor, agency, and regulatory requirements</li> <li>Audit closed loan packages to identify missing documentation, document discrepancies, signature deficiencies, and data inconsistencies</li> <li>Coordinate with Closing, Processing, Underwriting, Account Management, and external settlement partners to obtain required corrections and trailing documents</li> <li>Manage post-closing conditions and clear outstanding deficiencies in a timely manner</li> <li>Ensure collateral files are complete, accurately imaged, and prepared for investor purchase and delivery</li> <li>Review final loan documentation for adherence to product guidelines, closing instructions, and internal policies</li> <li>Monitor and track trailing documents, including recorded mortgages, final title policies, assignments, and other collateral-related items</li> <li>Assist with investor purchase suspense resolution and respond to post-purchase documentation requests</li> <li>Support loan boarding, shipping, and investor delivery processes as applicable</li> <li>Maintain accurate records of post-closing activity, exception tracking, and document status reporting</li> <li>Partner cross-functionally with Operations, Underwriting, Secondary Marketing, Compliance, and Quality Control teams to resolve file-level issues efficiently</li> <li>Identify recurring documentation or process deficiencies and provide recommendations for operational improvements</li> <li>Support internal audits, due diligence reviews, regulatory examinations, and investor inquiries as needed</li> <li>Stay current on Non-QM product requirements, investor guidelines, and applicable federal and state regulations</li> <li>Contribute to a collaborative team environment focused on accountability, operational excellence, and continuous improvement</li> </ul> <p><strong>What We're Looking For</strong></p> <ul> <li>3+ years of mortgage post-closing, closing, collateral, funding, quality control, or related mortgage operations experience</li> <li>Strong understanding of residential mortgage loan documentation and post-closing workflows</li> <li>Experience reviewing closed loan packages for accuracy, completeness, and investor compliance</li> <li>Familiarity with Non-QM loan products, including Bank Statement programs, DSCR, Asset Utilization, and 1099 income loans</li> <li>Working knowledge of mortgage compliance regulations, including TRID, RESPA, ECOA, ATR/QM, and applicable federal and state requirements</li> <li>Understanding of collateral management, trailing document processes, investor delivery requirements, and loan salability standards</li> <li>Ability to identify documentation deficiencies, assess materiality, and resolve issues efficiently</li> <li>Excellent organizational skills with strong attention to detail and accuracy</li> <li>Strong written and verbal communication skills, with the ability to work effectively across multiple departments and external partners</li> <li>Ability to manage multiple priorities and deadlines in a fast-paced environment</li> <li>High level of accountability, professionalism, and ownership</li> <li>Experience with mortgage loan origination systems, document management platforms, and Microsoft Office Suite</li> <li>Previous experience with Non-QM lending, investor delivery, collateral review, or quality control preferred</li> </ul> <p><strong>What We Offer</strong></p> <ul> <li>Highly subsidized medical insurance</li> <li>Low-cost dental and vision insurance</li> <li>401(k) program</li> <li>Health Savings Account (HSA)</li> <li>Generous paid time off and company holidays</li> <li>Ongoing training, mentorship, and professional development opportunities</li> <li>A collaborative and supportive work environment that values ownership, innovation, and growth</li> </ul>