Senior Product Manager (Structured Finance)

<h3><strong>About Prophecy&nbsp;</strong></h3> <p>Prophecy is building the next generation of AI-powered Data Prep and Analytics.&nbsp;Our platform enables business analysts and data teams to transform raw data into reliable, production-ready datasets and insights faster, using modern data infrastructure and AI-driven capabilities.&nbsp;We work with leading enterprises to simplify how organizations prepare, analyze, and operationalize data, while maintaining strong governance, security, and operational control.&nbsp;Our mission is to make it dramatically easier for organizations to turn complex data into trusted insights that drive decisions.</p> <h3><strong>Why This Role Exists</strong></h3> <p>We are expanding our platform into <strong>complex, data-intensive verticals</strong>, starting with <strong>Structured Finance</strong>.</p> <p>Structured finance workflows, which span asset-level data ingestion, cash flow modeling, tranche structuring, and regulatory reporting, are among the most <strong>analytically demanding and operationally complex</strong> in the enterprise.</p> <p>They are also highly manual and fragmented, deeply dependent on data quality&nbsp; and lineage, and increasingly in need of <strong>AI-driven automation and insight generation</strong>.</p> <p>We are looking for a <strong>Senior Product Manager who operates as a builder and owner</strong>, and who brings <strong>strong intuition for structured finance workflows</strong>, to help define how these processes evolve in an AI-native world.</p> <p>You will own a product area end-to-end and shape how financial institutions go from <strong>raw financial data → models → insights → decisions → actions</strong>.</p> <h3><strong>What You’ll Do</strong></h3> <h4><strong>Product Strategy &amp; Ownership</strong></h4> <ul> <li>Own and evolve the roadmap for a product area over a 1–3 quarter horizon, balancing customer needs, technical investments, and business goals</li> <li>Define how capabilities such as data preparation, modeling, and analytics come together into cohesive systems</li> <li>Make thoughtful trade-offs across customer needs, technical constraints, and business impact</li> <li>Think in systems: how does the product support the full lifecycle from asset ingestion to reporting and decisioning</li> </ul> <h4><strong>Domain Insight &amp; Discovery</strong></h4> <ul> <li>Develop deep understanding of structured finance workflows, including asset-backed securities (ABS), MBS, CLOs, or similar instruments, loan-level data ingestion and normalization, cash flow modeling and scenario analysis, tranche structuring and risk analysis, amd regulatory and investor reporting.</li> <li>Engage directly with customers (banks, asset managers, fintechs) to uncover constraints, inefficiencies, and unmet needs</li> <li>Frame complex financial and operational problems into clear, actionable problem statements</li> </ul> <h4><strong>AI-Native Product Development</strong></h4> <ul> <li>Use AI tools (LLMs, copilots, workflows) as a core part of product development, not an afterthought</li> <li>Build lightweight prototypes (prompts, workflows, internal tools) to validate ideas before writing full specifications</li> <li>Identify where AI-driven capabilities and automation can meaningfully improve user workflows</li> <li>Ensure AI features are reliable, explainable, and aligned with enterprise requirements</li> </ul> <h4><strong>Product Development &amp; Execution</strong></h4> <ul> <li>Work closely with engineering and design to deliver high-quality product capabilities</li> <li>Write clear, structured product specifications grounded in data and user insight</li> <li>Define success metrics and track adoption, impact, and effectiveness</li> <li>Monitor execution progress, identify risks early, and drive cross-team alignment</li> <li>Maintain a high bar for usability, reliability, and product integrity</li> </ul> <h4><strong>Cross-Functional Leadership</strong></h4> <ul> <li>Align engineering, design, sales, and customer success around shared outcomes</li> <li>Communicate product direction through clear documentation and structured decision-making</li> <li>Resolve ambiguity and misalignment quickly to maintain execution momentum</li> <li>Contribute to product positioning and narrative through artifacts such as one-pagers, demos, and customer-facing materials</li> </ul> <h4><strong>Operational Ownership</strong></h4> <ul> <li>Own the operational health of your product area, including performance monitoring, feature adoption, issue triage, and iteration cycles</li> <li>Establish and improve repeatable processes that increase execution speed and predictability</li> </ul> <h3><strong>Who You Are</strong></h3> <h4><strong>Required</strong></h4> <ul> <li>5+ years of product management experience in data platforms, analytics products, or financial technology</li> <li>Strong understanding of <strong>structured finance concepts and workflows</strong>, e.g. ABS, MBS, CLOs, etc.</li> <li>Experience working closely with engineering teams to deliver technical products</li> <li>Experience working with complex, data-intensive systems</li> <li>Ability to translate domain-specific problems into clear product requirements</li> <li>Strong communication skills, with the ability to simplify complex financial and technical concepts</li> </ul> <p><strong>Preferred</strong></p> <ul> <li>Experience operating in a high-growth startup environment (Series A–C)</li> <li>Experience working in or with investment banks, asset managers, fintechs, or structured finance platforms as well as loan-level datasets, cash flow models, or risk systems</li> <li>Familiar with modern data infrastructure, e.g. Snowflake, Databricks, BigQuery, Spark, SQL</li> <li>Experience building or shipping AI/ML-powered features in regulated environments</li> <li>Comfort using AI tools (LLMs, copilots) to accelerate product thinking and prototyping</li> </ul> <h4><strong>How You Work</strong></h4> <ul> <li>You operate with a sense of end-to-end ownership and accountability</li> <li>You are comfortable with ambiguity and move quickly to create clarity</li> <li>You combine product intuition with data-driven decision making</li> <li>You use tools including AI to increase leverage and speed</li> <li>You care deeply about building products that deliver real, measurable outcomes for customers</li> </ul> <h4><strong>Why This Role is Unique</strong></h4> <ul> <li>This role sits at the intersection of structured finance domain expertise modern data infrastructure, and AI-native product development</li> <li>You’ll have the opportunity to define how one of the most complex and critical areas of financial services is rebuilt for an AI-native world.</li> </ul> <p><strong>Seniority</strong>: Mid to Staff Level</p> <p><strong>Location:</strong>&nbsp; San Francisco, New York, or Remote (United States)</p> <p><strong>Benefits and Perks </strong></p> <ul> <li>Prophecy covers 99% of employee health insurance premiums and 75% for dependents</li> <li>We offer $200 per month towards remote work, wellness, gyms, massages, facials, and more!</li> <li>Flexible PTO</li> <li>Professional development allowance</li> <li>Company sponsored Long Term Disability and Life Insurance,&nbsp;FSA/HSA, dental, vision, and more</li> <li>Ability to have your fingerprint on an innovative platform</li> <li>End-to-end ownership of your projects.&nbsp;</li> </ul> <p>*Benefits and perks may vary per country</p>