Graduate Programme September 2026

<div class="content-intro"><p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;"><strong>We’re Capital on Tap 👋<br></strong></span><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.&nbsp;</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started!&nbsp;</span></p></div><p><span style="font-size: 12pt;"><strong><span style="font-family: verdana, geneva, sans-serif;">The Programme</span></strong></span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">We’re looking for up to 5 graduates to join Capital on Tap in September 2026!</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">You won’t be working on theoretical side projects. Over this 18-month programme, you’ll complete three six-month rotations across our either our core&nbsp;<strong>analytical&nbsp;</strong>(risk, growth, fraud) or&nbsp;<strong>operational&nbsp;</strong>(BizOps, Funding, FinCrime, FP&amp;A) teams.&nbsp;</span></p> <p><span style="font-size: 12pt;"><span style="font-family: verdana, geneva, sans-serif;">Working on real projects, solving real problems, and impacting real customers. You'll be based in our London (Moorgate) office 3-4 days a week working with a wide range of stakeholders.</span></span></p> <p><span style="font-size: 12pt;"><strong><span style="font-family: verdana, geneva, sans-serif;">Our Values &amp; Culture</span></strong></span></p> <ul> <li style="font-size: 12pt;"><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;"><strong>Just Pilot:</strong> We never settle for “good enough”. We pilot new ideas fast, ask questions to figure it out, and scale quickly.</span></li> <li style="font-size: 12pt;"><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;"><strong>Why Not Today? </strong>Fast is as slow as we go - speed and simplicity gives us a competitive advantage.</span></li> <li style="font-size: 12pt;"><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;"><strong>Be a Buddy:</strong> We tap in from day one to help the team, we do the right thing even if it’s hard.</span></li> <li style="font-size: 12pt;"><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;"><strong>Owners and Dates:</strong> We don’t chase people. If you own a task and agree to a date, the expectation is that it gets done.</span></li> <li style="font-size: 12pt;"><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;"><strong>Feedback: </strong>We want our employees to flourish, so we regularly provide direct and constructive feedback.</span></li> </ul> <p><span style="font-size: 12pt;"><strong><span style="font-family: verdana, geneva, sans-serif;">What we’re looking for</span></strong></span></p> <ul> <li style="font-family: verdana, geneva, sans-serif; font-size: 12pt;"><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;"><strong>2025 or 2026 Graduate:</strong> Maths, Economics, Computer Science, Physics (or similar).</span></li> <li style="font-family: verdana, geneva, sans-serif; font-size: 12pt;"><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;"><strong>Curious Problem Solver:</strong> Figure out how things work, find the problems, and fix them.</span></li> <li style="font-family: verdana, geneva, sans-serif; font-size: 12pt;"><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;"><strong>Self-Starter:</strong>&nbsp;You take ownership, keep it simple, and don’t wait to be told what to do.</span></li> </ul> <p><span style="font-size: 12pt;"><strong><span style="font-family: verdana, geneva, sans-serif;">Interview Process</span></strong></span></p> <ol> <li style="font-size: 12pt;"><span style="font-size: 12pt;">Application Deadline: <strong>Wednesday 24th June</strong></span></li> <li style="font-size: 12pt;"><span style="font-size: 12pt;">Online Assessment: Short 20-minute assessment</span></li> <li style="font-size: 12pt;"><span style="font-size: 12pt;">Video Call: Video call with a Talent Partner</span></li> <li style="font-size: 12pt;"><span style="font-size: 12pt;">Assessment Day: In Person Assessment Day at our London office (mid-late July)</span></li> <li style="font-size: 12pt;"><span style="font-size: 12pt;">Start Date:<strong> Monday 7th September 2026</strong></span></li> </ol> <p><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;"><strong>Diversity &amp; Inclusion</strong> 🌈</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.</span></p> <p><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;"><strong>Great Work Deserves Great Perks</strong></span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">🏥 Healthcare including dental and optician services through Vitality</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">✈️ Worldwide travel insurance through Vitality</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">👛 Salary Sacrifice Pension Scheme up to 7% match</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">🏖️ 28 days holiday (plus bank holidays)</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">📖 Annual Learning and Wellbeing Budget</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">👪 Enhanced Parental Leave</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">🚲 Cycle to Work Scheme</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">🚂 Season Ticket Loan</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">💬 6 free therapy sessions per year</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">🐶 Dog Friendly Offices</span><br><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">🍫 Free drinks and snacks in our offices</span></p> <p><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">Check out more of our benefits, values, and mission<a href="https://www.capitalontap.com/en/company/careers/"> here</a>.</span></p><div class="content-conclusion"><p><strong><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">Other Info<br></span></strong><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">👍Check out our&nbsp;<a href="https://www.capitalontap.com/en/blog/posts/acing-your-interviews-with-capital-on-tap/">‘Top Tips’ for interviewing.</a><br></span><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">✔️Keep updated on new job opportunities by following us on <a href="https://www.linkedin.com/company/capital-on-tap">Linkedin</a>.<br></span><span style="font-size: 12pt; font-family: verdana, geneva, sans-serif;">📧Email <a href="mailto:careers@capitalontap.com">careers@capitalontap.com</a> if you have any questions.</span></p> <p><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;"><strong>Excited to work here? Apply!<br></strong></span><span style="font-family: verdana, geneva, sans-serif; font-size: 12pt;">If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)</span></p></div>