Regulatory Compliance and AML Manager

<div class="content-intro"><p><a href="https://www.xendit.co/en/">Xendit</a> provides payment infrastructure across Southeast Asia and is expanding to Greater China and LATAM. We process payments, power marketplaces, disburse payroll and loans, provide KYC solutions, prevent fraud, and help businesses grow exponentially. We serve our customers by providing a suite of world-class APIs, eCommerce platform integrations, and easy to use applications for individual entrepreneurs, SMEs, and enterprises alike.</p> <p>Our main focus is building the most advanced payment rails for Southeast Asia, with a clear goal in mind — to make payments across and within SEA simple, secure and easy for everyone. We serve thousands of businesses ranging from SMEs to multinational enterprises, and process millions of transactions monthly. We’ve been growing rapidly since our inception in 2015, onboarding hundreds of new customers every month, and <a href="https://techcrunch.com/2021/03/02/indonesia-payments-infra-startup-xendit-raises-64-6m/">backed by global top-10 VCs</a>. We’re proud to be featured on among the fastest growing companies by <a href="https://www.ycombinator.com/topcompanies">Y-Combinator</a>.</p></div><h3>About the Job</h3> <p>We are seeking a highly motivated and proactive Regulatory Compliance Officer and AML Manager to join our team in Mexico. In this independent contributor role, you will be the driving force behind ensuring our company's adherence to all relevant Mexico and LATAM regulations, internal policies, and ethical standards. You will identify and address compliance needs autonomously, taking initiative to conduct risk assessments, investigations, and training initiatives. Reporting to Regional Compliance, this role demands a self-directed individual who thrives in a fast-paced environment and takes ownership of their responsibilities.</p> <h3>Minimum qualifications</h3> <ul> <li>Must have a valid AML/CFT certification issued by the CNBV (Certificación PLD/FT), and be eligible to act as Compliance Officer before Mexican regulators.</li> <li>7-10 years of experience in AML and regulatory compliance, preferably in the FinTech space.&nbsp;</li> <li>Experienced in front-facing financial services regulators in Mexico and Latin America.&nbsp;</li> <li>Strong self-motivation and a proactive approach to problem-solving.</li> <li>Proven ability to work independently and take ownership of your tasks.</li> <li>Excellent time management and organizational skills to prioritize effectively in a dynamic environment.</li> <li>Ability to work with minimal supervision and seek guidance only when needed.</li> <li>Good command in written and verbal communication skills in Spanish and English.&nbsp;</li> </ul> <h2>Preferred Qualifications</h2> <ul> <li>Experience in a high-growth FinTech, payments, or&nbsp; digital financial services environment.</li> <li>Familiarity with regulatory licensing processes and engagement with supervisory authorities.</li> <li>Experience implementing or working with transaction monitoring systems and compliance tools.</li> </ul> <h3>Responsibilities</h3> <ul> <li>Responsible for leading and executing activities related to the application, regulatory approval, and ongoing compliance of licenses, including money transmitter and payment aggregator licenses.</li> <li>Implement and maintain Anti-Money Laundering (“AML”) and Countering the Financing of Terrorism (“CFT”) policies and procedures in compliance with relevant regulations.&nbsp;</li> <li>Collaborate with internal departments to ensure effective communication and implementation of AML and regulatory compliance controls.&nbsp;</li> <li>Collaborate internally to report suspicious activity to regulatory authorities when necessary.&nbsp;</li> <li>Proactively identify and assess potential compliance risks within your area of responsibility.</li> <li>Work closely with Product&nbsp; teams to ensure all products and features are designed and operated in compliance with applicable regulatory requirements, translating regulatory obligations into clear business and system requirements where necessary.</li> <li>Independently conduct investigations into suspected compliance violations and recommend appropriate corrective actions.</li> <li>Develop and deliver engaging compliance training sessions to educate and empower employees.</li> <li>Stay abreast of industry trends and regulatory changes, anticipating their impact on the company and taking proactive steps to ensure compliance.</li> <li>Maintain meticulous documentation of all compliance activities and reports.</li> <li>Support in the acquisition of regulatory licenses to enhance our product offering to our customers.</li> <li>Liaise directly with external auditors, internal auditors and regulators as needed, demonstrating confidence and professionalism.</li> <li>Continuously seek opportunities to improve and streamline compliance processes.</li> </ul>