Risk Analyst

Key Responsibilities

• Research, review, and interpret regulatory and legal changes affecting Cotton’s operations
• Communicate updates to leadership and affected departments
• Support efforts to implement compliance requirements established by the Legal and Risk Departments
• Obtain new or renewal licenses, certifications, registrations, and propose exemptions when appropriate
• Communicate with local, state, and federal agencies, insurance carriers, and brokers
• Assist in developing and updating internal policies, procedures, and compliance documentation
• Conduct internal audits to evaluate compliance with corporate standards
• Prepare, maintain, and organize compliance reports and related records
• Assist with reviewing and preparing contracts with clients and vendors
• Assit in the insurance renewal process by gathering data, completing applications, and reviewing policies
• Issue, maintain, and organize Certificates of Insurance (COIs)
• Coordinate with vendors regarding documentation and review of maintenance contracts
• Support the Corporate Risk Manager on risk management activities and departmental initiatives
• Complete other duties as assigned

Skills, Knowledge and Expertise

• 2–5 years of experience in compliance, risk management, legal, auditing, business operations, or a related area
• Experience researching regulations or interpreting compliance requirements 
• Experience collaborating with insurance carriers, brokers, vendors, or regulatory agencies is preferred

• Strong research, analytical, and problem-solving abilities
• Ability to review contracts and understand basic legal and business terms
• Proficiency with Microsoft Office and related business software
• Ability to manage multiple deadlines and maintain organized documentation
• Ability to communicate clearly with internal teams and outside entities
• Strong judgment and attention to detail
• Ability to maintain accuracy in compliance documentation and regulatory filings

• Bachelor’s degree required
• Academic background in business, accounting, legal studies, risk management, or related discipline is preferred

• Knowledge of compliance principles, risk management practices, and regulatory requirements
• Familiarity with construction, restoration, culinary, or trucking industries is preferred
• Understanding of insurance processes and risk documentation
• Knowledge of contract review fundamentals
• Understanding of internal auditing and policy development

• High attention to detail and accuracy
• Strong organizational skills and ability to maintain structured records
• Professional communication style
• Ability to manage sensitive information confidentially
• Proactive approach to problem-solving and identifying compliance risks

Benefits

• Impactful Work: Make a difference by helping businesses prepare for and recover from disasters.
• Collaborative Culture: Work alongside passionate, talented professionals in a fast-paced environment.
• Career Growth: Expand your skills and grow within a dynamic, industry-leading company.
• Competitive Compensation & Benefits: Enjoy a strong benefits package, including healthcare, retirement plans, and more.