Vice President - Private Banking Lender

<p><strong>Position:</strong>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;Private Banking Lender – Vice President</p> <p><strong>Department:&nbsp;</strong>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; New York Private Bank &amp; Trust</p> <p><strong>Reports To:&nbsp;</strong>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;First Vice President</p> <p><strong>Employment Status:</strong>&nbsp; &nbsp; &nbsp; Full-Time, Exempt</p> <p><strong>Office Location:</strong>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;Corporate Office&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p> <p><strong>&nbsp;</strong></p> <p><strong>Job Responsibilities:</strong></p> <ul> <li>Interact with Private Client Groups, their clients and prospects to assess new loan requests.&nbsp; Underwrite new loan requests and renewals; perform in-depth borrower due diligence and financial analysis</li> <li>Prepare in-depth credit memorandums and present transactions to oversight and approval committees. Perform in-depth financial analysis on borrowers/guarantors</li> <li>Propose transaction structures that comply with credit and bank policy</li> <li>Prepare quarterly and annual reviews of all portfolio borrowers; obtain all mandatory compliance information on a timely basis</li> <li>Manage all aspects of department reporting and distribution</li> <li>Ensure loan agreements are complete and accurate, and in compliance with policy and approval</li> <li>Coordinate loan closings with outside attorneys</li> <li>Assist First Vice President and other bank credit professionals in portfolio management, credit policy compliance and special projects</li> </ul> <p><strong>Qualifications:</strong></p> <ul> <li>Minimum of 7 years of private client lending experience</li> <li>Demonstrated experience with complex financial statement / cash flow analysis and financial ratios; experience underwriting moderate to complex credit facilities</li> <li>Strong knowledge of private banking, commercial, real estate and specialty lending with understanding of federal banking regulations and bank policies</li> <li>Prepare quarterly and annual reviews for entire loan portfolio</li> <li>Strong written and verbal communication skills including significant experience making presentations to senior management and financially sophisticated clients</li> <li>Proficient in Microsoft Word, Excel and PowerPoint. Required to learn and manage internal reporting systems on an accelerated basis. Knowledge of other computer languages and systems helpful</li> <li>Bachelor’s Degree in Business or Finance is required.&nbsp; Coursework in financial analysis, credit analysis, accounting and systems management preferred. Prior work in premier private bank also preferred</li> </ul> <p>&nbsp;</p> <p>The job description outlined above is considered a core list of job duties/requirements.&nbsp; This document should not be considered a complete or comprehensive list. &nbsp;The incumbent assigned to this position is required to perform the duties listed above.&nbsp; The incumbent is also expected to adapt to changes and/or additions as needed.&nbsp; Nothing contained within this document is intended or shall be construed to create or constitute a contract of employment between any employee or group of employees and Emigrant Savings Bank and its Subsidiaries.&nbsp; Emigrant Savings Bank and its Subsidiaries retains and reserves any and all rights to change, modify , amend, add to or delete from any section of this document as it deems, in its judgment, to be proper.</p><div class="content-pay-transparency"><div class="pay-input"><div class="title">New York pay range</div><div class="pay-range"><span>$150,000</span><span class="divider">&mdash;</span><span>$200,000 USD</span></div></div></div>