• Deliver quality credit decisions/recommendations based on sound judgement, by adopting a systematic and consistent approach in line with the Bank’s credit policies and guidelines on a timely basis. KPIs: replacement and growth in assets, risk assessment and mitigant, NPL/SP trend, cost and compliance.

• Manage the overall credit portfolio of DBS Vietnam.

• Active participation in all credit-related initiatives within RMG and DBS Vietnam. Motivate and coach RMs to build up an efficient, knowledgeable and professional credit standing with regional, sector/industry expertise.

As a Credit Approver,

• Ensure credit approvals/reviews are approved/supported on a timely basis

• Work with the RMs in structuring complex transactions to manage/minimise risk profile of the transaction.

• Screen marginal credits through early involvement to reduce unproductive efforts by RMs to improve efficiency and reduce turnaround time

• Visit existing and potential clients together with RMs

• Pro-actively identify and recommend remedial/defensive actions for weak marginal cases through periodic reviews; periodic reporting of Watchlist/Weak/NPA cases.

• Manage working relationships with various Business Units across the bank to facilitate successful execution of transactions.

Other Duties,

• Manage a team, comprising of Credit Control Unit (CCU) and Market & Liquidity Risk (MLR) officers, in coordination with relevant functional Support Unit (SU) at group.

• Assist in socializing new/amended risk policies and procedures to RMs to ensure compliance with the bank’s credit policy and guidelines.

• Provide specific industry knowledge/support to RMG colleagues as requested.

Other tasks assigned by Line Manager and Management.

• University degree with major in Finance, Economics or Business preferred.

• 15 or more years of experience in Banking at least 10 of which should be in a Credit function exercising delegated credit authority.

• Cross-sector and product knowledge.

• Results oriented team player with strong interpersonal and communication skills.

• Good risk management and compliance awareness.

• Good negotiation and problem-solving skills.

Location:

DBS Ho Chi Minh City

Job:

Risk Management

Schedule:

Regular

Employee Status:

Full time